Dear Insured,As set forth in the Biggert-Waters Flood Insurance Reform Act of 2012, the National Flood Insurance Program (NFIP) has implemented requirements that affect your insurance policy. We have received arequest byyou or your agent/producerto “Tentative Rate” yourStandard Flood Insurance Policy(SFIP) due to the FEMAElevation Certificate requirementat the time of the application.Tentative Rates are used to issue policies when we do not have an Elevation Certificate or other pertinent information to determine a premium that accurately reflects the flood risk (i.e., actuarial rates). Tentative Rates are generally higher than other rates published in the NFIP Flood Insurance Manual (ranging from $2 to $12per $100 of coverage). Tentatively Rated policies cannot be endorsed to increase coverage limits, or renewed for another policy term, until the required actuarial rating information and full premium payment isreceived. If the documents necessary for actuarial rating are received, and the actuarial premium is more than the Tentative Rated premium, the coverage limits will be less than those shown on the enclosed Declaration page. If a loss occurs on a propertycovered by a Tentatively Rated policy, payment for the loss can only occur if the policy is actuarially rated (with all necessary documentation received), and payment will be limited by the amount of coverage that the initially submitted premium will purchase using the correct actuarial rating information, but may not exceed the amount of coverage originally requested.We would request that youfollow up on this matteror if you have any questions, please contact your [agent/broker –concatenated with aperiod]Sincerely,Flood Customer Service
5This booklet has been written to you in order to give you an idea about what it is like to study in Finland and especially at VAMK. It has been made both for International degree students and for exchange students. We at the International Office hope that it will help you to orientate to the Finnish culture, study methods etc. You can study it already in advance before you come to Finland, since it is sent to all new international students with the acceptance letters. You should also keep it for information during your stay, because it contains a lot of useful information for everyday life. Please note, that the booklet has been written in May 2012, so some facts may have changed to the day when you are reading it.Contact usInternational OfficeVaasan ammattikorkeakoulu, University of Applied Sciences Phone: +358 207 663 300 (switch board) Fax: +358 6 326 3112E-Mail: international@vamk.fiInternet: www.vamk.fi Address (Palosaari Campus): Wolffintie 30, FIN-65200, VaasaAddress (City Campus):Raastuvankatu 29-33, FIN-65100, Vaasa
Dear all participants Regional Training Workshop on the SEEA ExperimentalEcosystem Accounting in Asia Pacific (14-17 April 2015) Welcome to Jakarta, Indonesia BPS-Statistics Indonesia, as host, would like to inform you: 1.Transportation during workshop -There will be a bus to transport you from Hotel Borobudur to BPS, vise-versa, every morning. -An officer from BPS Protocol will be at hotel lobbyevery morning from 08.30am WIB (western-Indonesia time). -Please assemble at hotel lobby around 08.30-08.45amWIB. The bus will leave exactly 08.45am WIB. -The bus will take you back to Hotel Borobudur everyday after the workshop at 05.00pm WIB. 2.For administrative purpose regarding distribution of DSA from UNDP, please bring your passport copied on 14 April 2015.Thank you for your kind attention. Warm Regard,
